CardRankr exists to make US credit cards easier to compare — clearly, honestly, and without the hidden incentives that shape most “best card” content online. This page explains who writes CardRankr, how we evaluate cards, how we keep information current, and how we stay independent.
Who writes CardRankr
CardRankr is written and edited by Diego Roman, the site’s founder. He is not a banker or a licensed financial advisor — he is an everyday rewards-card user who built CardRankr to compare cards the way a careful consumer would. Every article is written for real people deciding which card to carry, not to push a particular product.
How we evaluate cards
We compare cards using the issuers’ own published terms — annual fees, APR ranges, rewards rates, bonus categories, credits and benefits — rather than marketing claims. When we rank cards, we weigh the things that actually affect a cardholder: the real cost (fees and interest), the value you can realistically capture (rewards and credits you will use, not headline figures), ease of use, and who the card genuinely suits. Where a guide names a “best” pick, we say which card wins and the specific reason it wins, so you are not left guessing.
How we verify and update content
Card terms change often, so we check details against each issuer’s official information and mark each article with a “last verified” date. When an issuer changes a fee, rate, bonus or benefit, we update the affected articles. Because terms can change at any time, we always tell readers to confirm the current details with the issuer before applying.
Our independence
CardRankr is funded entirely by display advertising. We do not use affiliate links, and we do not accept payment in exchange for a ranking, a review, or a favorable mention. Advertisers cannot influence our rankings or what we write. This is deliberate: it keeps our comparisons free to read and free from the commercial pressure that shapes much of the credit card content online.
Not financial advice
Everything on CardRankr is general information, not personalized financial, tax, or legal advice. What suits you depends on your own circumstances. For decisions with lasting financial consequences, consider speaking with a qualified professional.
Corrections
We aim to be accurate, but mistakes happen and card terms shift. If you spot something that looks wrong or out of date, let us know through our contact page and we will review and correct it promptly.
For more about the site, see our About page.